NISAB VALUE - Islamic Relief USA

What is Nisab?

Nisab is the minimum amount that a Muslim must have before being obliged to zakat.

The Nisab was set by Prophet Muhammad (peace be upon him) at a rate equivalent to: 87.48 grams of gold and 612.36 grams of silver.

As we no longer use silver or gold as currency, you need to find out the equivalent monetary exchange value of the rates the Prophet Muhammad (SAW) set in your local currency. You can do this by checking the market rate of gold and silver.

The two values used to calculate the Nisab threshold are gold and silver.


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Nisab Value (as of 06/04/2022):

Using value of silver (612.36 grams) – approximately $625.73

Using value of gold (87.48 grams) – approximately $7061.65

In the Hanafi madhab, the value of silver is used to ascertain the nisab threshold and eligibility to pay Zakat. The other madhabs use the value of gold.

Islamic Relief advises its donors to use the silver value (which is almost always a lower threshold to gold) because this allows for a greater amount to be eligible for Zakat, which means more help for deserving Zakat recipients.

Zakat FAQs

Islamic Relief USA consults with a council of imams who follow the Fiqh Council of North America for information about religious donations. It is advised that you consult with your local imam or scholar for more detailed inquiries.

You can use our zakat calculator to calculate how much you need to give.

Here’s some FAQs that may help you calculate your zakat:

What is the nisab & hawl?

Nisab is the minimum amount of wealth a Muslim must have—after calculating necessary expenses—to be eligible to contribute zakat. Nisab is equivalent to the current value of 3 ounces of gold (or 85 grams of 24k gold). The nisab we’ve calculated for our zakat calculator is based on the most-recent report available to us (disclaimer: this number may change daily depending on fluctuations in the gold exchange rate).

Hawl is defined as the completion period for a zakat asset, which is one lunar year. In other words, the wealth on which zakat should be paid must have been held for at least one full year. There are some forms of zakat that do not require hawl, such as for crops, when zakat should be paid at the time of the harvest. For clarification, it is recommended that you consult with your local imam or scholar.

Why do you prefer the Nisab of silver over that of gold?

The Nisab value is what an individual must have before they are required to pay zakat. An individual can calculate this based on the value of gold or silver that they have. However, by using the silver value, it means that more people are likely to be eligible for zakat, which means more money benefiting the poor and needy.

I have $783.66, do I have to pay Zakat?

If this amount is more than the value of the current Nisab value (612.36 grams of silver), and you have also met all other requirements then you will need to pay zakat on this.

Nisab: Miscellaneous Questions

I have only gold, the total amount has been valued at $2,500. Do I have to pay Zakat?

As a general principle Islamic Relief uses silver to calculate the Nisab. However, if you only have gold and do not have any cash savings or other forms of wealth/assets, you will need to use gold to calculate the Nisab.

I have mixed assets of gold, silver and cash. Gold value: $800, Silver value: $100 and Cash: $100. The total value is $1,000; do I have to pay Zakat?

If this amount is more than the value of the current Nisab value (612.36 grams of silver), and you have also met all other requirements then you will need to pay zakat on this.

Together, my husband/wife and I have wealth valued at $500. Can I pay Zakat for both of us?

As Zakat is an individual obligation, you must compare the Nisab with your own wealth and his/her own wealth to see if each of you has to pay Zakat. If you do, you may pay Zakat for both yourself and your husband/wife as long as he/she consents to that.

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We ensure our content is reviewed and verified by qualified scholars to provide you with the most accurate information. This webpage was last reviewed by Sheikh Saalim Al-Azhari.

Page last reviewed: 17 January 2022

Next review due: Within 12 months


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